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Customers |
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POST - Individual Customer - Base Data |
Base data fields related to the type of customer entity, such as individuals, companies or other types configured in the platform. Fields like: name , last name, address, document ID, phone number and others. |
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POST - Company Customer - Base Data |
Base data fields related to the type of customer entity, such as individuals, companies or other types configured in the platform. Fields like: name , last name, address, document ID, phone number and others. |
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POST - Individual Customer ID |
Customer ID check, this data set is related to the validation of Individual customer ID, additional fields are related to the date when the check was done and organization that provided the check. |
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POST - Company Customer ID |
Customer ID check, this data set is related to the validation of Company customer ID, additional fields are related to the date when the check was done and organization that provided the check. |
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POST - Individual Customer Economical Data |
Customer
Economical data set, such as monthly salary, company or employment data,
family members, renting or own the house and alike data. |
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POST - Company Customer Economical Data |
Customer
Economical data set, such as monthly company revenue, merchant sector, number
of employee, renting or own facilities and alike data. |
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POST - Individual Customer |
Individual Customer AML (anti money laundering) check, this data set is related to the validation of customer AML, additional fields are related to the date when the check was done and organization that provided the check. The organization providing the AML check uses the international black list, PEPs and local country specific list. |
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AML Check |
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POST - Company Customer |
Company Customer AML (anti money laundering) check, this data set is related to the validation of customer AML, additional fields are related to the date when the check was done and organization that provided the check. The organization providing the AML check uses the international black list, PEPs and local country specific list. |
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AML Check |
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POST - Individual Customer |
Individual Customer Score from Mobile telco Operator, this data set is related to the scoring that the MNO assigns to the customer as per CRM related information, This is an optional data set, used when MNO data is available, additional fields are related to the date when the score was done and MNO organization that provided the score. |
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Mobile Operator Score |
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POST - Credit Scoring |
Customer Credit Score (individual or company) from either third party or a custom scoring model based on VBN platform, this data set is related to the scoring that assigns to the customer a periodically computed score to qualify for the loan products provided by the financial organization. |
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POST - Customer Document |
Customer (individual or company) related document/s, these files that may be scans, photo, contracts in PDF formal or any other file format, are added to the platform tables and related to the selected customer ID. |
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PUT - Individual Customer data sets |
The PUT (Update) web services APIs are available for all of the above POST data sets. |
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PUT - Company Customer data sets |
The PUT (Update) web services APIs are available for all of the above POST data sets. |
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GET - Individual Customer data sets |
The GET (Read) web services APIs are available for all of the above POST data sets. |
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GET - Company Customer data sets |
The GET (Read) web services APIs are available for all of the above POST data sets. |
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GET - Customer Accounts List |
The GET (Read) web service that retrieves all the accounts that a customer (individual or company) has. These include any type of Wallet/s, Saving/s with real-time updated balance and account details (number, type, codes) and Loans of any type with updated residual capital to pay and additional details. |
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GET - Documents List |
The GET (Read) web service that retrieves all the documents related to the specific customer (individual or company) and details about the document ID and file type. |
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GET - Document |
The GET (Read) web service that retrieves the documents (for individual or company) specific document number and details about it and file. |
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Wallets |
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POST - Wallet for Individual Customer |
Inserts into the platform data base Wallet records based on the parameters passed (Customer ID, Wallet Product code and other fields) |
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POST - Wallet for Company Customer |
Inserts into the platform data base Wallet records based on the parameters passed (Customer ID, Wallet Product code and other fields) |
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POST - DEBIT Wallet Transaction |
Performs a Debit transaction to the target Wallet and updates the platform tables related to the transaction, in addition generates a unique transaction number. |
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POST - CREDIT Wallet Transaction |
Performs a Credit transaction to the target Wallet and updates the platform tables related to the transaction, in addition generates a unique transaction number. |
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POST - Account Transfer Transaction among Wallets |
Performs a Debit from the source Wallet and a Credit to the target Wallet updates the platform tables related to the transactions, in addition generates a unique transaction number. |
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POST - Account Transfer Transaction among Wallet and Savings |
Performs a Debit from the source Wallet and a Credit to the target Savings updates the platform tables related to the transactions, in addition generates a unique transaction number. |
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POST - Account Transfer Cross Banks among Wallets |
Performs a Debit from the source Wallet (from the source bank tenancy) and a Credit to the target Wallet (to the target bank tenancy), updates the platform tables related to the transactions for both banks tenancies involved, in addition generates a unique transaction numbers for the tenancies. |
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GET - Wallet Balance and Movements |
Performs a
retrieval of the Wallet base details (Wallet Product code and others) and
list of latest movements with amount, debit/credit sign, time stamps, in
addition a parameter can be passed for the movements to be retrieved. |
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Savings |
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POST - Savings for Individual Customer |
Inserts into the platform data base Savings records based on the parameters passed (Customer ID, Savings Product code and other fields) |
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POST - Savings for Company Customer |
Inserts into the platform data base Savings records based on the parameters passed (Customer ID, Savings Product code and other fields) |
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POST - DEBIT Savings Transaction |
Performs a Debit transaction to the target savings and updates the platform tables related to the transaction, in addition generates a unique transaction number. |
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POST - CREDIT Savings Transaction |
Performs a Credit transaction to the target Wallet and updates the platform tables related to the transaction, in addition generates a unique transaction number. |
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POST - Account Transfer Transaction among Savings and Wallets |
Performs a Debit from the source Savings and a Credit to the target Wallet updates the platform tables related to the transactions, in addition generates a unique transaction number. |
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GET - Savings Balance and Movements |
Performs a
retrieval of the Savings base details (Savings Product code and others) and
list of latest movements with amount, debit/credit sign, time stamps, in
addition a parameter can be passed for the movements to be retrieved. |
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POST - Loan Single Payment Type for Individual Customer |
Inserts into the platform data base a Loan heading with status Open, with the parameters related to the specific Loan product for Individual customer selected, such as Customer ID, Amount requested, Due Date, upon processing the platform return a Loan number assigned to be used for following transactions. |
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POST - Loan Single Payment Type for Company Customer |
Inserts into the platform data base a Loan heading with the parameters related to the specific Loan product for Company customer selected, such as Customer ID, Amount requested, Due Date, upon processing the platform return a Loan number assigned to be used for following transactions. |
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POST - Disbursement for Loan Single Payment Type |
Perform the Disbursement for the Single Payment Loan type, either for Individual or Company customers, in addition generates the single installment payment plan with the computation of related capital (principal) and interest amount based on the loan's conditions settings. |
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POST - Loan Revolving Type for Individual Customer |
Inserts into the platform data base a Loan heading with status Open, with the parameters related to the specific Loan product for Individual customer selected, such as Customer ID, Amount requested, Installment Amount selected, upon processing the platform return a Loan number assigned to be used for following transactions. |
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POST - Loan Revolving Type for Company Customer |
Inserts into the platform data base a Loan heading with status Open, with the parameters related to the specific Loan product for Company customer selected, such as Customer ID, Amount requested, Installment Amount selected, upon processing the platform return a Loan number assigned to be used for following transactions. |
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POST - Disbursement for Loan Revolving Type |
Perform the Disbursement for the Loan Revolving type, either for Individual or Company customers, in addition generates the payment plan with the computation of related capital (principal) and interest amount based on the loan's conditions settings and derived number of installments. |
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POST - Re-Disbursement for Loan Revolving Type |
Perform the Re-Disbursement (new disbursement) for the Loan Revolving type, either for Individual or Company customers, in addition generates an updated payment plan with the computation of related capital (principal) and interest amount based on the loan's conditions settings and derived number of installments. |
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POST - Loan Standard Amortization Type for Individual Customer |
Inserts into the platform data base a Loan heading with status Open, with the parameters related to the specific Loan product for Individual customer selected, such as Customer ID, Amount requested, Number of Installments selected, upon processing the platform return a Loan number assigned to be used for following transactions. |
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POST - Loan Standard Amortization Type for Company Customer |
Inserts into the platform data base a Loan heading with status Open, with the parameters related to the specific Loan product for Company customer selected, such as Customer ID, Amount requested, Number of Installments selected, upon processing the platform return a Loan number assigned to be used for following transactions. |
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POST - Disbursement for Loan Revolving Type |
Perform the Disbursement for the Loan Standard Amortization type, either for Individual or Company customers, in addition generates the payment plan with the computation of related capital (principal) and interest amount based on the loan's conditions settings and derived number of installments. |
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GET - Loan Details |
Performs a retrieval of the Loan main details (Customer number, Loan number, capital requested, number of installments, next due installment and payment play with current status with paid or unpaid installments. This retrieval is applicable for any type of loan product. |
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POST - Anticipated Payment |
Performs an Anticipated Payment of Capital, applicable to any loan product type, the parameters are loan number and amount of payment. Upon this anticipated payment an updated payment plan is generated as per amount paid and date of payment. |